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Secured Loans

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What are secured loans?
Are they a good idea? Pros and cons
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How to apply step by step
How they affect your credit score
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Secured loan calculator
LTV and equity calculator
Affordability checker
Eligibility checker
Secured vs unsecured threshold tool

Bridging Loans

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Residential bridging loans
Commercial bridging loans
Property development
Auction bridging finance
Second charge bridging
Chain break bridging

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What is a bridging loan?
Open vs closed bridging
What makes a strong exit strategy?
Fees explained
Regulated vs unregulated
Bridging loan guides and tools →

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Bridging loan calculator
Eligibility checker
Exit strategy checklist
Quote comparator
LTV calculator

Debt Consolidation Loans

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What is debt consolidation?
Is it right for you? Pros and cons
Consolidation vs debt management plan
How to consolidate step by step
Effect on your credit score
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Consolidation calculator
Saving and true cost calculator
Debt prioritisation tool
Debt-free date calculator
Consolidation vs DMP tool

Home Improvement Loans

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What are home improvement loans?
Is it right for you? Pros and cons
Secured vs unsecured
Budgeting before you borrow
Using loans to increase property value
Home improvement guides and tools →

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Home improvement calculator
ROI estimator
Project cost estimator
Budget builder
Wait vs borrow now calculator

Bad Credit Loans

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What are bad credit loans?
Are they a good idea? Pros and cons
Secured vs unsecured
How to apply step by step
Improve your score before applying
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Credit profile classifier
Credit rebuild timeline
APR band cost comparator
Borrowing type finder
Monthly budget planner

HELOC Loans

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Home equity loan vs HELOC
HELOC vs remortgage
Eligibility requirements
Risks explained
HELOC guides and tools →

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HELOC repayment calculator
Suitability checker
How much equity can I borrow?
HELOC vs lump sum comparator
Draw period planner

Personal Loans

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What are personal loans?
Is it right for you? Pros and cons
Personal loans vs buy now pay later
How to apply step by step
How they affect your credit score
Personal loan guides and tools →

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Repayment calculator
Eligibility estimator
Loan offer comparison tool
Personal loan vs credit card comparator
Early repayment saving calculator

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I'm looking to...

Find the right borrowing option
Fund home renovations
Consolidate existing debts
Bridge a property chain
Buy property at auction
Borrow against my equity
Get a personal loan

Guides for...

Homeowners
Borrowing with bad credit
Self-employed borrowers
Borrowers in retirement
Property developers
Couples and joint borrowers
All guides and resources →

Compare and reference

Secured vs unsecured loans
Consolidation vs debt management
Open vs closed bridging
Fixed vs variable rates
Explore UK lenders
Compare car finance options
Secured loans glossary

Tools

Financial planning

Net worth calculator
Retirement savings calculator
Retirement income calculator
Savings goal planner
Emergency fund builder
House deposit planner

Property & tax

Stamp duty calculator
Rent vs buy comparator
Home improvement ROI estimator
LTV & equity calculator
Take home pay calculator
Debt-to-income calculator

Compare options

Borrowing type finder
Secured vs unsecured threshold
Personal loan vs credit card
Interest only vs repayment
Loan offer comparison tool
Fixed vs variable rate

Debt & budgeting

Debt-free date calculator
Monthly budget planner
Debt prioritisation tool
Credit profile classifier
Credit rebuild timeline
Pay down debt vs save

All financial tools →

Check eligibility

Explore secured loans →

Learn

What are secured loans?
Are they a good idea? Pros and cons
Secured vs unsecured loans
How to apply step by step
How they affect your credit score
Secured loan guides and tools →

Tools

Secured loan calculator
LTV and equity calculator
Affordability checker
Eligibility checker
Secured vs unsecured threshold tool

Explore bridging loans →

Loan types

Residential bridging loans
Commercial bridging loans
Property development
Auction bridging finance
Second charge bridging
Chain break bridging

Learn

What is a bridging loan?
Open vs closed bridging
What makes a strong exit strategy?
Fees explained
Regulated vs unregulated
Bridging loan guides and tools →

Tools

Bridging loan calculator
Eligibility checker
Exit strategy checklist
Quote comparator
LTV calculator

Debt Consolidation

Explore consolidation loans →

Learn

What is debt consolidation?
Is it right for you? Pros and cons
Consolidation vs debt management plan
How to consolidate step by step
Effect on your credit score
Debt consolidation guides and tools →

Tools

Consolidation calculator
Saving and true cost calculator
Debt prioritisation tool
Debt-free date calculator
Consolidation vs DMP tool

Home Improvement

Explore home improvement loans →

Learn

What are home improvement loans?
Is it right for you? Pros and cons
Secured vs unsecured
Budgeting before you borrow
Using loans to increase property value
Home improvement guides and tools →

Tools

Home improvement calculator
ROI estimator
Project cost estimator
Budget builder
Wait vs borrow now calculator

Bad Credit Loans

Explore bad credit loans →

Learn

What are bad credit loans?
Are they a good idea? Pros and cons
Secured vs unsecured
How to apply step by step
Improve your score before applying
Bad credit loan guides and tools →

Tools

Credit profile classifier
Credit rebuild timeline
APR band cost comparator
Borrowing type finder
Monthly budget planner

Explore HELOC loans →

Learn

Home equity loan vs HELOC
HELOC vs remortgage
Eligibility requirements
Risks explained
HELOC guides and tools →

Tools

HELOC repayment calculator
Suitability checker
How much equity can I borrow?
HELOC vs lump sum comparator
Draw period planner

Explore personal loans →

Learn

What are personal loans?
Is it right for you? Pros and cons
Personal loans vs buy now pay later
How to apply step by step
How they affect your credit score
Personal loan guides and tools →

Tools

Repayment calculator
Eligibility estimator
Loan offer comparison tool
Personal loan vs credit card comparator
Early repayment saving calculator

I'm looking to...

Find the right borrowing option
Fund home renovations
Consolidate existing debts
Bridge a property chain
Buy property at auction
Borrow against my equity
Get a personal loan

Guides for...

Homeowners
Borrowing with bad credit
Self-employed borrowers
Borrowers in retirement
Property developers
Couples and joint borrowers
All guides and resources →

Compare and reference

Secured vs unsecured loans
Consolidation vs debt management
Open vs closed bridging
Fixed vs variable rates
Explore UK lenders
Compare car finance options
Secured loans glossary

Financial planning

Net worth calculator
Retirement savings calculator
Retirement income calculator
Savings goal planner
Emergency fund builder
House deposit planner

Property & tax

Stamp duty calculator
Rent vs buy comparator
Home improvement ROI estimator
LTV & equity calculator
Take home pay calculator
Debt-to-income calculator

Compare options

Borrowing type finder
Secured vs unsecured threshold
Personal loan vs credit card
Interest only vs repayment
Loan offer comparison tool
Fixed vs variable rate

Debt & budgeting

Debt-free date calculator
Monthly budget planner
Debt prioritisation tool
Credit profile classifier
Credit rebuild timeline
Pay down debt vs save

All financial tools →

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Contact

Squared Money. M.01 Tomorrow, MediaCity UK, Salford M50 2AB

0161 743 3623

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

OV Finance Limited trading as Squared Money is authorised and regulated by the Financial Conduct Authority (FRN: 1047209). Registered office: M.01 Tomorrow, Blue, Mediacityuk, England, M50 2AB. Company. We act as a credit broker, not a lender.

OV Finance is registered in England and Wales under company number 15557227 and is registered with the Information Commissioner’s Office under registration number ZB669693.

We work with a panel of lenders and credit brokers who may be able to offer finance. Where we introduce you to a lender or another broker, we will receive a commission or a fixed fee. This commission does not affect the total amount repayable under any agreement you enter into. Introductions we make are not impartial. However, introductions are made in line with your needs and circumstances, based on the information you provide.

Any finance is subject to status, income, and lender criteria. Terms and conditions apply. Applicants must be 18 years or over.

We have an internal complaints handling procedure available upon request, detailing how we deal with complaints promptly and fairly. If your complaint is not resolved to your satisfaction, you have the right to refer it to the Financial Ombudsman Service (www.financial-ombudsman.org.uk) or contact them at 0800 023 4567

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