Square your finances today

Loans from £10K to £250K

Competitive rates​

All credit types welcome​

No upfront credit checks​

Repayments over 3-30 years​

No hidden fees or charges​

Won’t harm your credit score

Get the funds you need, when you need them.

Loans in 3 simple steps

Arranging a loan has never been simpler. Find the best rates from 400+ lenders in just a few minutes

Check eligibility

Let us know your details, the amount you need, and information about your property, and we'll check your eligibility.

Get matched

Once we receive your details and confirm you're eligible for a loan, we will match you with a an advisor or lender that suits your circumstances.

Receive funds

With your approval, the necessary property and legal checks are carried out. Once everything's cleared, the lender will release your funds. We always work to get this to you as soon as possible.

Customer testimonials

See what our customers have to say 

Loans for any purpose

Consolidate debts, improve your home, or get a better rate on your mortgage.

Home Improvements

Transform your home with our affordable financing options.

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Debt Consolidation

Take control of your finances with our debt consolidation solutions.

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Secured Loans

Use your property as collateral to give you more flexibility.

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Mortgages

Find the best rates on the market for your mortgage.

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Vehicle Purchase

Get behind the wheel of your dream car with our vehicle purchase options.

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Bridging Loans

In a tight spot? A bridging loan might be perfect solution for you.

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All credit types welcome​

Don’t worry if your credit score isn’t perfect.

All credit types welcome​

By checking a broad panel of lenders we’re able to find a solution for most financial situations.

Consolidate debts

Give yourself some wiggle room by consolidating debts into one affordable monthly payment

Up to 30 years repayment terms

With long term borrowing options you can give yourself time to get back on track

Loans for any purpose

Whether it's a new vehicle, improvements to your home, or paying of credit cards we have you covered

Solutions tailored to you

Get expert advice from qualified advisors who will ensure your next step is the right one

Why Squared?

Navigating secured loans might seem like a complex puzzle, but with Squared Money, every piece fits just right. Here’s what sets us apart:

Quick and simple

Begin with our straightforward online form. Within minutes, you’re on your way to securing the finance you need. No jargon, no fuss.

Bespoke solutions

Everyone’s financial landscape is different, and we respect that. After understanding your needs, we handpick loan proposals that sync perfectly with your situation.

Protecting your financial footprint 

Our initial assessments utilise soft searches, ensuring no adverse impact on your credit profile.

No hidden fees

Hidden charges? Not on our watch. With Squared Money, you’ll always know exactly where you stand. No surprises, just clear, squared-up facts.

Competitive interest rates

Benefit from our competitive interest rates, ensuring affordable repayment options tailored to your needs.

Fast approval

Experience swift approval decisions, allowing you to access funds promptly for your financial goals.

Latest guides & resources

The latest tools, guides and resources from the Squared Money team.

How to Choose the Best Bad Credit Loan for Your Needs

If you have a poor credit history, finding a suitable loan in the UK can be a stressful experience. Many mainstream lenders will either reject your application outright or offer you high interest rates that can strain your budget. Still, bad credit loans exist precisely to help people who don’t meet standard lending criteria. The challenge, though, is identifying the right loan product from a market filled with different terms, fees, and repayment structures. This guide will help you determine the best loans for poor credit by walking you through key factors to consider, from annual percentage rate (APR) to repayment flexibility. We’ll also share practical tips on improving your chances of approval and highlight resources on the Squared Money website for further guidance. By applying a methodical approach to choosing a bad credit loan in the UK, you can secure funding that matches your needs without adding undue financial stress.

Bad Credit Loans for Small Business Owners

Running a small business in the UK requires determination, passion, and often, access to finance. However, if you have a poor credit history, securing funding can seem daunting. Traditional high-street banks typically offer stringent lending criteria, leaving many entrepreneurs feeling shut out. But there are still viable options for small business loans with bad credit. This article explores how to find funding for entrepreneurs with poor credit and outlines the alternatives available to you as a small business owner. We’ll also discuss practical steps to improve your creditworthiness, helping you access better financing terms over time. With the right information and strategy, you can position your enterprise for success—even if your credit history is far from perfect.

Payday Loans vs Bad Credit Loans: What’s the Difference?

For many people facing financial challenges—especially those with poor credit scores—securing funding can feel like an uphill battle. Payday loans and bad credit loans are two common options that might appear to solve immediate cash-flow concerns. However, these lending products differ significantly in terms of interest rates, repayment structures, and long-term impact on your finances. Understanding these differences is essential to making an informed decision and, most importantly, avoiding a cycle of unmanageable debt. In this article, we’ll compare payday loans vs bad credit loans in the UK, looking at how each works, the pros and cons of each option, and what you should consider if you’re exploring either route. We’ll also discuss potential alternatives to payday loans and share key insights to help you choose the right path for your financial situation.

Square your finances with us

today.

Discover how much you can borrow with our free loan assessment today.