Home Improvement Loans

Invest in your home with a home improvement loan. We’ll help you find the best rates, with personalised quotes from specialist lenders.

Loans from £10K to £250K

No hidden fees

No upfront credit checks

All credit types considered

Repayment over 3-30 years​

100% LTV products available

Won’t harm your credit score

Get the funds you need, when you need them.

Home improvement loans in 3 simple steps

Arranging a home improvement loan has never been simpler. Find the best rates on the market in just a few minutes. 

Check eligibility

Let us know your details, the amount you need, and information about your property, and we'll check your eligibility.

Get matched

Once we receive your details and confirm you're eligible for a loan, we will match you with a an advisor or lender that suits your circumstances.

Receive funds

With your approval, the necessary property and legal checks are carried out. Once everything's cleared, the lender will release your funds. We always work to get this to you as soon as possible.

Customer testimonials

Find out what our customers have to say

Why use a secured loan

Lowest rates

By using your property as collateral you’re able to access much lower interest rates than a personal loan.

Higher loan amounts

Depending on the equity in your property, secured loans can let you borrow significantly more than an unsecured loan.

Longer repayment terms

Secured loans can offer longer repayment terms, making them a great option for larger loans.

Property as collateral

Because your property is used as a guarantee it’s important to keep up with repayments. Missing them could put your property at risk.

All credit types welcome

Consolidate debts

Give yourself some wiggle room by consolidating debts into one affordable monthly payment.

Up to 30 years repayment terms

Our dedicated team is here to guide you through the loan process and provide personalized support.

Loans for any purpose

Whether it’s a new vehicle, improvements to your home, or paying of credit cards we have you covered

Solutions tailored to you

Get expert advice from qualified advisors who will ensure your next step is the right one

Won’t harm your credit score

Home Improvement Loans for any purpose

A new kitchen, renovations, energy upgrades, or perhaps some breathing room – we have you covered.

Enhancing Your Home's Comfort and Functionality

Transform your living space into a haven of comfort and functionality with our home improvement loans. Whether it’s upgrading your heating system, installing a new bathroom, or expanding your living space, we provide the financial support you need to make your home fit your lifestyle perfectly.

Home improvements and renovations

From sprucing up the garden to adding a new conservatory, use our loans to bring your home improvement dreams to life without denting your current savings.

Increasing Property Value

Investing in your home can significantly boost its market value. Our loans are designed to help you fund projects that enhance your property’s appeal and functionality, from kitchen remodels to landscaping, ensuring a profitable return should you decide to sell.

Energy Efficiency Upgrades

Improve your home’s energy efficiency with upgrades like new windows, insulation, or solar panels. Our loans can help you fund these environmentally-friendly improvements, which can reduce your utility bills and increase your comfort, all while supporting your commitment to a greener lifestyle.

Adapting Your Home to Changing Needs

As your family grows or your needs change, your home should evolve too. Our home improvement loans support modifications that enhance accessibility or functionality, such as creating more open spaces or adding a home office, making your home a perfect fit for your changing lifestyle.

Why Squared?

Navigating secured loans might seem like a complex puzzle, but with Squared Money, every piece fits just right. Here’s what sets us apart:

Quick and simple

Begin with our straightforward online form. Within minutes, you’re on your way to securing the finance you need. No jargon, no fuss.

Bespoke solutions

Everyone’s financial landscape is different, and we respect that. After understanding your needs, we handpick loan proposals that sync perfectly with your situation.

Protecting your financial footprint 

Our initial assessments utilise soft searches, ensuring no adverse impact on your credit profile.

No hidden fees

Hidden charges? Not on our watch. With Squared Money, you’ll always know exactly where you stand. No surprises, just clear, squared-up facts.

Competitive interest rates

Benefit from our competitive interest rates, ensuring affordable repayment options tailored to your needs.

Fast approval

Experience swift approval decisions, allowing you to access funds promptly for your financial goals.

Home Improvement Loan Guides & Resources

If you’re interested in learning more about home improvement loans and how they could benefit your financial situation, we invite you to explore our comprehensive resources. Our guides cover everything from the basics of what home improvement loans are to more detailed aspects like how they can impact your credit score and the specific requirements for securing a loan against property. 

View all resources >

Frequently Asked Questions

Find answers to common questions about our home improvement loans.

A home improvement loan is a type of financing specifically intended to fund renovations and improvements to your home. These loans can be either secured or unsecured, depending on the amount needed and your financial circumstances. At Squared Money, we offer flexible home improvement loans to help you enhance the value and comfort of your home.

Homeowners looking to upgrade, refurbish, or extend their properties are eligible to apply for a home improvement loan. Whether you’re planning a major renovation or minor updates, you can apply for financing through Squared Money as long as you meet our lending criteria.

At Squared Money, you can borrow from £10,000 to £250,000 for your home improvement projects. The amount you can borrow will depend on factors such as your credit history, your income, the equity in your home, and the projected cost of your home improvements.

Past financial hiccups don’t define your entire story. At Squared Money, we look beyond just credit scores. By considering your overall financial picture, we strive to find a lending solution that suits you.

You can use a home improvement loan for a wide range of projects, including but not limited to:

  • Kitchen and bathroom renovations
  • Adding extensions or conservatories
  • Landscaping and garden improvements
  • Installing new windows, doors, or roofing
  • Upgrading heating and electrical systems

The main requirement is that you must be a homeowner to apply for a secured home improvement loan. For unsecured loans, good credit standing and a stable income are typically necessary. Your intended renovations should also add value to your home, as this can impact the approval decision.

  • Application: Submit an online application with details about your renovation plans and financial situation.
  • Approval: We assess your application, credit history, and property value. If you meet our criteria, we approve the loan.
  • Disbursement: Funds are released directly to you, so you can begin managing your home improvement projects.

Repayment terms for home improvement loans at Squared Money can range from 1 to 25 years. The term will depend on the loan amount and your preference for managing monthly payments.

 

Applying for any loan involves a credit check that can have a minor impact on your credit score. However, responsibly managing and repaying your loan can positively influence your credit rating over time.

Squared Money stands out due to our tailored loan options, competitive rates, and commitment to customer service. We understand that each homeowner’s needs are unique, and we strive to provide loan solutions that align well with your project goals and financial situation.

Square your finances with us

today.

Discover how much you can borrow with our free loan assessment today.