Debt consolidation loans
Consolidate existing debts into one affordable monthly payment
Loans from £10K to £250K
No hidden fees
No upfront credit checks
All credit types considered
Repayment over 3-30 years
100% LTV products available

Get the funds you need, when you need them.
Debt consolidation loans in 3 simple steps
Arranging a debt consolidation loan has never been simpler. Find the best rates on the market in just a few minutes.
Check eligibility
Let us know your details, the amount you need, and information about your property, and we'll check your eligibility.
Get matched
Once we receive your details and confirm you're eligible for a loan, we will match you with a an advisor or lender that suits your circumstances.
Receive funds
With your approval, the necessary property and legal checks are carried out. Once everything's cleared, the lender will release your funds. We always work to get this to you as soon as possible.












Perfect for debt consolidation
A debt consolidation loan can provide a helping hand with multiple debts. Borrow over a longer term to consolidate debts into a single, lower monthly payment.
Monthly payments before
Reduction after consolidation
New affordable monthly payment
£492
Won’t harm your credit score
All credit types welcome
Consolidate debts
Give yourself some wiggle room by consolidating debts into one affordable monthly payment.
Up to 30 years repayment terms
Our dedicated team is here to guide you through the loan process and provide personalized support.
Loans for any purpose
Whether it’s a new vehicle, improvements to your home, or paying of credit cards we have you covered
Solutions tailored to you
Get expert advice from qualified advisors who will ensure your next step is the right one
Won’t harm your credit score


Why use a secured loan
Lowest rates
By using your property as collateral you’re able to access much lower interest rates than a personal loan.
Higher loan amounts
Depending on the equity in your property, secured loans can let you borrow significantly more than an unsecured loan.
Longer repayment terms
Secured loans can offer longer repayment terms, making them a great option for larger loans.
Property as collateral
Because your property is used as a guarantee it’s important to keep up with repayments. Missing them could put your property at risk.
Debt Consolidation Loans for any purpose
Covering credit card bills, managing personal loans, or simply reducing your monthly outgoings—our debt consolidation loans have you covered.
Streamlining Multiple Debts
Simplify your financial life by consolidating multiple debts into a single loan with our debt consolidation options. This approach reduces the hassle of managing various payments and often lowers your overall monthly payment, making your finances easier to handle and less stressful.

Reducing Interest Rates
High-interest debts from credit cards or personal loans can be overwhelming. Our debt consolidation loans are designed to replace your high-rate debts with a single, lower-interest loan, potentially saving you money on interest payments and accelerating your debt-free journey.
Improving Credit Scores
By consolidating your debts and maintaining consistent, on-time payments, you can positively impact your credit score. A single loan payment is easier to manage, which helps in reducing the chances of late payments, thus potentially improving your credit rating over time.
Extended Repayment Terms
Enjoy the flexibility of extended repayment terms with our debt consolidation loans. Spreading your debt over a longer period can reduce your monthly payments, making them more manageable within your budget without the constant pressure of imminent due dates.
Peace of Mind
Bringing all your debts under one roof can reduce financial chaos and provide peace of mind. With a clear end date in sight and a structured repayment plan, you can focus more on your financial future and less on juggling multiple debts.
Why Squared?
Navigating secured loans might seem like a complex puzzle, but with Squared Money, every piece fits just right. Here’s what sets us apart:
Quick and simple
Begin with our straightforward online form. Within minutes, you’re on your way to securing the finance you need. No jargon, no fuss.
Bespoke solutions
Everyone’s financial landscape is different, and we respect that. After understanding your needs, we handpick loan proposals that sync perfectly with your situation.
Protecting your financial footprint
Our initial assessments utilise soft searches, ensuring no adverse impact on your credit profile.
No hidden fees
Hidden charges? Not on our watch. With Squared Money, you’ll always know exactly where you stand. No surprises, just clear, squared-up facts.
Competitive interest rates
Benefit from our competitive interest rates, ensuring affordable repayment options tailored to your needs.
Fast approval
Experience swift approval decisions, allowing you to access funds promptly for your financial goals.

Debt Consolidation Loan Guides & Resources
If you’re interested in learning more about debt consolidation loans and how they could benefit your financial situation, we invite you to explore our comprehensive resources. Our guides cover everything from the basics of what secured loans are to more detailed aspects like how they can impact your credit score and the specific requirements for securing a debt consolidation loan.
Managing multiple debts can be stressful and financially draining, especially when juggling varying interest rates and repayment schedules. Debt consolidation offers a solution that allows you to combine multiple debts into a single loan or payment plan.
This guide explains debt consolidation, its benefits and risks, and how to determine if it’s the right solution for your financial needs.
Debt consolidation is a practical solution for those managing multiple debts, offering the opportunity to streamline repayments and potentially lower overall costs. Whether you’re dealing with credit cards, personal loans, or other unsecured debts, understanding the consolidation process can help you regain control of your finances.
This guide provides a step-by-step approach to consolidating debt, from evaluating your options to selecting the right plan for your financial needs.
Debt consolidation is often promoted as a solution to simplify finances and reduce the burden of managing multiple debts. However, it’s not a one-size-fits-all approach. While debt consolidation offers benefits like streamlined payments and potential cost savings, it also comes with risks, such as increased repayment terms or collateral requirements.
This guide explores the pros and cons of debt consolidation, helping you decide if it’s the right financial move for your circumstances.
Frequently Asked Questions
Find answers to common questions about our debt consolidation loans.
A debt consolidation loan is a financial tool designed to combine multiple debts into a single loan with one monthly payment. This type of loan can simplify your finances, often reduce your total monthly payments, and help you manage your debt more effectively by consolidating your existing debts—such as credit card balances, personal loans, and other unsecured debts—into one loan with a potentially lower interest rate.
Anyone who is struggling with managing multiple debt repayments or looking to lower their overall interest rates may be eligible for a debt consolidation loan. You’ll need to meet certain criteria regarding your income, credit history, and total debt amount, which we assess to ensure the loan is suitable and manageable for your financial situation.
The amount you can borrow depends on several factors, including your credit score, income stability, and the total amount of debt you wish to consolidate. Typically, our debt consolidation loans range from £10,000 to £250,000. The exact amount will be determined based on your individual financial circumstances and our lending criteria.
You can consolidate most types of unsecured debts, including credit card debt, personal loans, overdrafts, and other high-interest loans. The idea is to pay off these higher-rate debts with a consolidation loan that has a lower interest rate, simplifying your payments and reducing the amount of interest you pay over time.
Our debt consolidation loans come with flexible repayment terms that can range from 3 to 30 years, depending on the loan amount and your payment preferences. Choosing the right term is important to ensure that you can comfortably manage the monthly payments without financial strain.
After you complete our eligibility check an adviser will be in touch promptly. From there, the time frame varies based on individual circumstances, but rest assured, we aim to process loans as swiftly as possible.
We match you with the best loan, tailored to your needs. Plus, with our streamlined process and connection to expert advisers, we ensure a hassle-free experience from start to finish
Square your finances with us
today.
Discover how much you can borrow with our free loan assessment today.