Secured loans for poor credit

Past mistakes shouldn’t dictate your financial future . Find the best deals from adverse credit friendly lenders. 

Loans from £10K to £250K

No hidden fees

No upfront credit checks

All credit types considered

Repayment over 3-30 years​

100% LTV products available

Won’t harm your credit score

Get the funds you need, when you need them.

Loans for poor credit in 3 simple steps

Arranging a loan has never been simpler. Find the best rates on the market in just a few minutes

Check eligibility

Let us know your details, the amount you need, and information about your property, and we'll check your eligibility.

Get matched

Once we receive your details and confirm you're eligible for a loan, we will match you with a an advisor or lender that suits your circumstances.

Receive funds

With your approval, the necessary property and legal checks are carried out. Once everything's cleared, the lender will release your funds. We always work to get this to you as soon as possible.

Customer testimonials

Find out what our customers have to say

Perfect for debt consolidation

A secured loan can provide a helping hand with multiple debts. Borrow over a longer term to consolidate debts into a single, lower monthly payment.

Monthly payments before

£1,157

Reduction after consolidation

£665

New affordable monthly payment

£492

Won’t harm your credit score

All credit types welcome

Consolidate debts

Give yourself some wiggle room by consolidating debts into one affordable monthly payment.

Up to 30 years repayment terms

Our dedicated team is here to guide you through the loan process and provide personalized support.

Loans for any purpose

Whether it’s a new vehicle, improvements to your home, or paying of credit cards we have you covered

Solutions tailored to you

Get expert advice from qualified advisors who will ensure your next step is the right one

Won’t harm your credit score

Why use a secured loan

Lowest rates

By using your property as collateral you’re able to access much lower interest rates than a personal loan.

Higher loan amounts

Depending on the equity in your property, secured loans can let you borrow significantly more than an unsecured loan.

Longer repayment terms

Secured loans can offer longer repayment terms, making them a great option for larger loans.

Property as collateral

Because your property is used as a guarantee it’s important to keep up with repayments. Missing them could put your property at risk.

Bad Credit Loans for any purpose

A new kitchen, renovations, a big trip, or perhaps some breathing room – we have you covered.

Consolidate debts

Tired of managing multiple payments? Pool them all together into a single squared-off amount. Streamline your repayments and potentially reduce your monthly outgoings.

Home improvements and renovations

From sprucing up the garden to adding a new conservatory, use our loans to bring your home improvement dreams to life without denting your current savings.

Provide a helping hand for poor credit

Past financial missteps shouldn’t always dictate your present. We consider the bigger picture, offering loan solutions even if your credit history isn’t picture-perfect.

Pay for major life events and emergencies

Whether it’s a dream wedding, a grand family holiday, or sudden house repairs our loans can help cover the significant milestones in life.

Vehicle Purchase

Time for a new ride? A secured loan can allow you to borrow a significant amount at some of the lowest rates on the market.

Why Squared?

Navigating secured loans might seem like a complex puzzle, but with Squared Money, every piece fits just right. Here’s what sets us apart:

Quick and simple

Begin with our straightforward online form. Within minutes, you’re on your way to securing the finance you need. No jargon, no fuss.

Bespoke solutions

Everyone’s financial landscape is different, and we respect that. After understanding your needs, we handpick loan proposals that sync perfectly with your situation.

Protecting your financial footprint 

Our initial assessments utilise soft searches, ensuring no adverse impact on your credit profile.

No hidden fees

Hidden charges? Not on our watch. With Squared Money, you’ll always know exactly where you stand. No surprises, just clear, squared-up facts.

Competitive interest rates

Benefit from our competitive interest rates, ensuring affordable repayment options tailored to your needs.

Fast approval

Experience swift approval decisions, allowing you to access funds promptly for your financial goals.

Bad Credit Loan Guides & Resources

If you’re interested in learning more about bad credit loans and how they could benefit your financial situation, we invite you to explore our comprehensive resources. Our guides cover everything from the basics of what poor credit loans are to more detailed aspects like how they can impact your credit score and the specific requirements for securing a loan. 

View all resources >

Frequently Asked Questions

Find answers to common questions about our bad credit loans.

A bad credit loan is designed for individuals who have a low credit score or a limited credit history. These loans provide an opportunity for individuals who might not qualify for traditional loans to obtain financing. At Squared Money, we offer bad credit loans that are tailored to help you manage your financial needs despite past credit challenges.

Eligibility for a bad credit loan typically depends on your current financial situation rather than just your credit history. We consider factors such as your current income, employment stability, and other financial commitments. These loans are specifically aimed at individuals who have faced financial difficulties such as missed payments, defaults, or previous bankruptcies.

 

The amount you can borrow with a bad credit loan may be less than what’s available with conventional loans, reflecting the higher risk associated with poor credit histories. At Squared Money, you can apply for bad credit loans ranging from £10,000 to £250,000, depending on your repayment capacity and financial requirements.

 

You can use a bad credit loan for a variety of purposes, including:

  • Debt consolidation to manage existing debts more effectively.
  • Home repairs and improvements.
  • Covering unexpected expenses such as medical bills or car repairs.
  • Funding important personal events or emergencies.

Repayment terms for bad credit loans at Squared Money can range from 3 to 30 years. We work with you to set up a repayment schedule that fits your financial situation, helping ensure that the payments are manageable and not a burden.

We match you with the best loan, tailored to your needs. Plus, with our streamlined process and connection to expert advisers, we ensure a hassle-free experience from start to finish.

Square your finances with us

today.

Discover how much you can borrow with our free loan assessment today.