Secured Loan Calculator
Use our calculators to find out how much you could borrow and estimate monthly payments and interest over the term of your loan.
The exact rates and terms you are offered can vary based on your circumstances. For a personalised quote use our eligibility checker.
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Our top 5 secured loans
We’ve hand selected our top 5 secured loan lenders. Please note, this is based on own opinions and does not constitute advice, recommendation or suitability of your financial circumstances.
Pepper Money
80%
Money Saving Advisors Summary
Pepper Money offers secured loans up to a potential 95% loan-to-value, making it a potential option for those who need to maximise their borrowing against the value of their property.
Eligibility criteria
Minimum property value of £75,000
Available to self-employed, employed, contractor income applicants
Property must be in the UK and already have a first charge mortgage secured against it
The loan must be secured on your primary residential address
Norton Home Loans
80%
Money Saving Advisors Summary
Eligibility criteria
No minimum property value
Available to self-employed, employed, contractor income applicants
Property must be in the UK and already have a first charge mortgage secured against it
The loan must be secured on your primary residential address
Central Trust
90%
£10,000 to £250,000
3 to 25 years
Money Saving Advisors Summary
Eligibility criteria
Minimum property value of £75,000
Available to self-employed, employed, contractor income applicants
Property must be in the UK and already have a first charge mortgage secured against it
The loan must be secured on your primary residential address
United Trust Bank
4.2/5
85%
£10,000 to £500,000
3 to 30 years
Money Saving Advisors Summary
Eligibility criteria
Minimum property value of £90,000
Available to self-employed, employed, contractor income applicants
Property must be in the UK and already have a first charge mortgage secured against it
The loan must be secured on your primary residential address
Together
4.0/5
85%
£10,000 to £500,000
3 to 30 years
Money Saving Advisors Summary
Eligibility criteria
No minimum property value
Available to self-employed, employed, contractor income applicants
Property must be in the UK and already have a first charge mortgage secured against it
The loan must be secured on your primary residential address
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